14 Qualities Your Annuity should posess
- Earn market-linked returns with minimum guarantees.
- Securely lock in all gains against any market downturn.
- Take a lump sum when the liquidity charge period has ended.
- Pass your entire account value to a named beneficiary and avoid probate.
- Ensure distributions to heirs are incontestable upon your death.
- For any non-spousal beneficiary, the income should be stretched over their lifetime.
- Receive guaranteed income for life.
- Be 100% creditor-proof in states where applicable.
- Protect your annuity from “Medicaid Spend-Down” if nursing home confinement is required.
- Accumulate and compound your interest earnings without increasing your tax on social security income.
- Accumulate and compound your interest earnings in a tax-deferred environment.
- Withdraw 10% free from your account every year without incurring liquidity charges.
- Withdraw funds free from liquidity charges in the case of a medical emergency.
- Deposit funds 100% free from front-end fees or annual charges.
